Pioneer Trend International Ltd. 創泰國際有限公司
Venture Capital/Tech Invest & Risk Management Consultant
創業投資/科技投資和風險管理顧問
Rm B, 16/F, Success Commcial Bldg.
245-251 Hennessy Road, Hong Kong
Supporting people/companies under COVID-19 & Economic Changes:
協助面對 COVID-19和經濟轉型的人士/公司:
Financial & Management Solutions
”Keyman Insurance“ include medical insurance, asset allocation insurance & succession products. Keyman insurance will help to reduce financial risk of companies & assets owners at economic changes or customer default, esp. under problems caused by COVID-19 or trade/financial conflicts.
“要員保險” 包括醫療保險、資產配置保險和傳承產品. 要員保險能幫助企業和資產持有人減低在經濟轉型或客戶違約帶來的財務風險，尤其是因COVID-19 或貿易/金融纠纷帶來的問題
Risk of Economic Changes (經濟轉型), Firewall for Personal Wealth & Tax Reporting Requirements (capital gain tax)
Keyman insurance (要員保險) can set up firewall for the business owner's/director's personal wealth and insure against the operation risks of their companies. In fact, financial turmoil can cause significant loss to unprepared asset holders.
Policy owner of keyman insurance can draw cash or make policy loan based on the cash value of keyman insurance, on top of changing the beneficiaries and even the policy owner at some insurance plan. Insurance policy is much more flexible than personal trust.
Many Western countries have global taxation and capital gain tax. People holding Western countries' passport need to watch reporting requirements on capital gain tax which Hong Kong does not have. Estate tax should also be considered. Some countries require estate tax to be fully paid before any estate, including cash in bank, can change title.
USD 5 billion Penalty on Data Breach - Facebook case in Year 2019
臉書 2019年 私隱洩漏 - 罰款 50億美元
Medical & IT Solutions
1) We are working with some startups in Hong Kong & Singapore to provide admin. support to clinics/small hospitals and AI support for development of some healthcare products.
2) Education & EdTech projects
Early stage investment in Edtech ventures.
Social enterprise covering SEN (Special Education Needs) young people:
https://www.youtube.com/watch?v=8ekkM71YV1E
https://familyonline.icare.world/
3) Solutions to support the elderly and the care takers, including physical and psychological support
4) Use Video Call or Voice Call to call clients (for some social workers & healthcare workers, e.g. using Whatsapp, Zoom, Skype, Facebook)
以視像會議或電話聯絡客戶、病人和服務對象
用 Excel 工作表建立簡單的數據庫，幫助護士或醫護助理/IT人員可以幫助病人或服務對象預備視像/語音電話和醫生/治療師通話. 醫生/治療師也可以安排幾個病人或服務對象參加同一個視像會議的訓練班。
Use Excel worksheet to build simple database. Such database will help the nurse or healthcare assistant/IT technician to remind (support) patient or client to set up video call/voice call for talking to doctor or therapist. Doctor or therapist can group a few patients/clients together to join a training class through video call.
Of course, adequate medical insurance (醫療保險) will protect frontline staff and office managers to work under COVID-19. Some insurance company in Hong Kong also offer free of charge protection on COVID-19 to new clients based on some conditions.
More hackers target at hospitals recently
Have Questions/有疑問? Please contact/請聯絡:
Email of Vincent KW Ng: vincent@ptinternational.com
Copyright 2021 Pioneer Trend International Ltd.
All rights reserved
Rm B, 16/F, Success Commcial Bldg.
245-251 Hennessy Road, Hong Kong